The Georgia Department of Transportation states that 70% of fatalities from car accidents take place simply because the drivers had unsafe road habits. If this isn’t enough to keep you on the right side of the road, then maybe saving some money might.
Top traffic violations
According to MoneyTalksNews, speeding, DUI, texting while driving, not donning a seatbelt, and not-at-fault accident are the top traffic violations that can cost you more money.
Even for accidents where you aren’t at fault, a whopping 6.7% spike in premium payments can be noticed. That’s a $98 out of your pocket monthly.
Most people start to understand insurance increases after they’ve already been in (or caused) an accident.
The Zebra, a car insurance website, says that coverage is all about risk. This means the more accidents you get involved with (whoever is at fault), the higher the liability you are – in the eyes of insurers, since this means that it’s more likely that you get into another crash sooner or later.
Improper passing is another violation that can cost you. It can spike your bill by $300 or higher. No passing zones exist for incoming vehicles who are coming in from the opposite direction, for the benefit of the person being passed.
You commit improper passing once you pass a vehicle who’s driving in the same direction on the right, unless there are at least 2 lanes of traffic headed towards that direction, or if that other car is going to make a left turn.
It goes without saying that driving carefully and paying attention to the road is important. And helping you save on car insurance costs definitely sweetens the deal of being a good, responsible motorist.
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